What's the correct minimum length for a password? 6 chars? 8? A number that isn't even? Here's what the big guys do (and why there's much more to it today than just length):https://www.troyhunt.com/how-long-is-long-enough-minimum-password-lengths-by-the-worlds-top-sites/ …
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It happens rarely for opportunistic phishing because the economics don't make sense. Why change your code to increase victim yield by 1%? If that number increases, so will attacks. If 1% of users had to type "banana" into a form field, they would also be phished less.
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Would you argue that my banana-factor authentication scheme is better than none if it has the same property of reducing opportunistic phishing when only enabled for 1% of users?
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