@mims Yes. It's a statistical measure. It calculates likelihood of paying back WITHOUT taking into account income, race or gender.+
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@mims It can't reach out to the "unbanked" population who are gouged by payday lenders. They'd actually benefit from being "FICO"d. Also+ -
@mims there are ways some unfair things creep back in; but as far as formal systems minimizing discrimination, it is among the better ones.
End of conversation
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