In this context it means something specific, and people understand it. Algorithm as a word has moved far beyond computer science contexts.
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What is the folk definition that excludes Steven's examples? The real story seems to be "sometimes algo ok, sometimes not, it's complicated" - not about real-world impact.
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I think there’s a clear distinction in language right now between your examples and what people are interpreting this question as.
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I don't understand how people are interpreting the question. In all cases (including Steven's) we're talking about an opaque decision-making process with real-world impact.
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Finding a shorter route=algorithm working for you and it’s pretty transparent. Whether or not you’re hired: algorithm making decisions about you. I think the cases are easy to distinguish. Some gray, for sure, But it’s usually clear when you talk to people which they mean.
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There’s millennia of culture, politics and language to talk about the problems exactly with that and with humans. Computers don’t get to slide in under it. 
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