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This is just so stupid. That supposed $350 billion for "small businesses" allowed up to $10 million loans. WTF? How can you be "small business" and spend $10 million over 2 months? https://www.bloomberg.com/news/articles/2020-04-22/jpmorgan-commercial-clients-beat-out-smaller-ones-for-sba-loans … All of the money just went to large businesses, not small.
Let's go to WolframAlpha to see how many actually small businesses they could have served if they set the cap at $100k: https://www.wolframalpha.com/input/?i=349+billion+%2F+100+thousand … Oh look at that, 3.5 million actually small businesses. Instead, fucking Shake Shack got one? The large big burger chain? GFYS.
Harvard got $9 million: https://www.forbes.com/sites/susanadams/2020/04/21/why-is-harvard-getting-9-million-in-stimulus-money-when-it-has-a-40-billion-endowment/#12b7c91b6f00 … And they have a $40 BILLION dollar endowment. Again, GFYS Harvard, you don't need it. I suspect Harvard actually had employees embezzle its endowment and they're trying to refill it Bernie Madoff style.
To fix this program for "small businesses" it should be structured like this: 1. Max allowed is $100k. 2. No lawyers allowed. If you had a lawyer fill out your paperwork you pay it back. 3. Priority goes from least to greatest by number of employees you employ.
Honestly though we all knew it wasn't for "small business". It was always a clever way to hand money to large and giant corporations that have the lobbyists and lawyers.
Great question! Why are they allowed to get away with it? @stevenmnuchin1 @GOP @SBAJovita
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