One the job training is fine if you expect to be programming for only 5-10 years. A 30-50 year career requires a foundation that you are unlikely to get on the job. If you love programming, get your CS degree.
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Apropos of nothing, library fines seem very poorly calibrated to the desired outcomes :p
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I know I still have a couple, I noticed the library stamp on them when moving house... What's the statute of limitations on late fees?

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There is presumably some point where people stop going to the library at all for fear of late fees and also don't return the book. Lose-lose?
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Some libraries cap fees at the cost of replacing the book which makes sense. More should do it! Also, amnesties:https://www.theguardian.com/books/booksblog/2009/jun/16/talk-out-library-fines …
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I'm also questioning whether fines are the best approach in the first place. They appear to be economic incentives but the impact is widely disparate and for many people negligible.
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Possibly even counter productive, if they assuage guilt?http://freakonomics.com/2013/10/23/what-makes-people-do-what-they-do/ …
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Right, exactly.
End of conversation
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