I'm not entirely sure what the "complexity" of banks refers to. I mean intrinsic complexity, not accidental complexity of implementations.
Regulation is stuff like mandating certain records of communications are held, audits of inventory / invoices.
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right, so you can imagine needing signed attestations for audits in public records and in order to close multi-homed deals
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But this is extra-ledger regulation!
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unless the plan is to deregulate theft, this is always true at some most primitive level
End of conversation
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