Wendell PotterVerified account

Biden team: You know Black communities are being hit the hardest during this pandemic, but Black patients with cancer and other diseases are being hit even harder by a system that permits insurers to saddle Americans with deductibles they can’t meet.

"Enrollment in HDHPs may compound the many structural inequities that Black cancer survivors are already facing, which may further drive disparities in health outcomes for survivors,” the researchers wrote.

And 14.9% of Black patients on HDHPs couldn’t afford a specialist compared with 6.2% of white patients. On other types of plans, 4.9% of Black patients and 2.9% of white patients could not see a specialist for financial reasons.

They also found that 28.1% of black patients and 7.7% of white patients on HDHPs delayed filling a prescription in order to save money, much higher than the 16.2% of Black patients and 7.1% of white patients on other types of plans.

BU researchers found that 24.6% of Black cancer patients on HDHPs took less medication in order to save money, compared to 8.6% of white patients on similar plans.

To understand just how devastating high deductible health plans (HDHPs) are to people of color, just look at the findings of a Boston University study last year that looked at the effect of HDHPs on cancer treatment.

The Biden team’s work can’t stop there. A focus on rising deductibles and co-pays, which burden Americans of color the most, must be a top priority of health reforms to follow the pandemic.

I am happy to hear @ERIC_Yale discuss the need for sustained focus on these inequities in our system, beginning with vaccine distribution.

Black Americans are *three times* as likely as whites to die from COVID-19. And in the pandemic’s first six months, indigenous, Black and Latino Americans were *four times* more likely to be hospitalized with COVID-19 than their white counterparts.

Now, the pandemic has worsened our nation’s racial equity health problems.

For those families who are above Medicaid eligibility but still living paycheck-to-paycheck as more and more Americans now do, the insurer-led increase in high deductibles and co-pays over the last decade has hurt Black and Latino Americans more than their white counterparts.

In 2019, before the pandemic, the U.S. Census found the median white household had $76,000 a year in income. That number dropped to $56,000 for hispanic households, and $45,000 for black households.

As health insurers have pushed premiums and deductibles higher over the past decade, people of color, especially those with lower incomes than whites, have been harmed disproportionately.

Insurers have dumped more paperwork, that often results in delayed and denied care, on doctors for far too long. It's time we -- doctors, nurses, patients and advocates for reform -- stand up and say enough.https://twitter.com/jeffrey_ventre/status/1355168065776877571 …

President Biden: To really help working class families get the health coverage they need, you need to focus on making health insurance work for them. One way is to kill out-of-pocket deductibles. My old industry might not like it, but it will save lives.