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Teenagers take out these loans on the expectation that their lives would never be destroyed by a highly-regulated system ostensibly designed to help them get a good education and become productive, financially stable citizens. Rarely will any adult advise them to look critically.https://twitter.com/MoBotan/status/1299361246651637763 …
Like compound interest, non-dischargeability is a concept everyone needs to understand viscerally before they sign for these loanspic.twitter.com/UpRvAbR0Jn
Well, they can always... flee the country?
Strongly recommend that people look at refinancing these student loans right now while interest rates are low. We just ReFi'd my wife's student loans with https://www.sofi.com/refinance-student-loan/ … - cut the size of her interest payments significantly.
Unfortunately we did that in January, right before this COVID mess and the Federal emergency measures that put a hold on interest payments for Federally-held student loans - but it's something to look at once this passes.
Just awful.
Harvard grad paid his entire student loan off with credit cards and then two years later declared bankruptcy. He keeps his degree and the bankruptcy drops from his credit reports after a handful of years. Non-dischargeable debt can become dischargeable debt.
Hard to get 6 figures of credit
See ya later teen dystopia novels, you tried your best.
It's the largest scam in the world that props up indentured servitude.
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