There is - but you hear about it infrequently because those affected are cancelled.
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Yes absolutely - and while a team of devs could easily slap together a reddit or twitter clone and host and scale it on something like Epik (ICANN accredited and "dangerous idea" friendly), payments networks and financial institutions are another thing entirely to replicate.
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uh its a huge issue with payment processors anyone to the right of Mitt Romney faces the constant threat of being suspended from all major payment processors
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