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And only 14 months of the average wage premium of a bachelor’s degree over a HS diploma would cover $27k:https://twitter.com/informema/status/1212734650235441152 …
Primary driver of student debt = students who graduate late or not at all, which collectively make up the majority of all students. Nobody anticipates losing speed or dropping out, ofc. But the massive overall debt load is the smell test that the current system is failing
I agree that a 57% 6-yr completion rate is a huge problem. Much of this has to do with a lack of real mentoring of 1st-gen college students, who have much lower completion rates than those with a college-grad parent.
Maybe, I doubt it though. Really, I think "lack of mentoring" is almost never a tractable aspect of any problem. Almost like "if we want fewer divorces, all we have to do is get people to marry better people."
curious to know your source for this? I thought the biggest contributor to the student loan number were for-profit colleges (most loans given out compared to non-profit). If you attend a modestly ranked state school or good private school the graduation rates are above 90 percent
easy access to student loans is the second worst solution to this problem than “free college”. imo we need to gov out, and get colleges competing based on ROI to students. too much admin and course bloat rn
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