As you might guess, I'm not broadly a fan of accepting services without accepting responsibility for payment, but IMO the standard practice of withholding pricing information from patients is wholly indefensible
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If I take one of my dogs to the vet for an emergency, the wonderful people there will immediately stabilize him, then quickly let me know what charges have accrued, what they'd like to do next & how much that will cost. I can ask questions, push back, or even transfer him.
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Yet if *I* go to an emergency room, it's my experience that many things may be done to me with little explanation or opportunity to ask questions, and I won't have the slightest idea what any of this is costing me until weeks later when a bill arrives. Wtf?
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Read your benefits plan
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IANAL, but I'd write "signed under duress". Partially because I obsessively read things I sign, and I have caught and pointed out errors in such things (typo in 𝙩𝙝𝙚 𝙘𝙤𝙢𝙥𝙖𝙣𝙮'𝙨 𝙣𝙖𝙢𝙚 on the "I allow them to store my data" form).
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Yeah, Google "contracts of adhesion"... Tough to imagine a better example than the one you raised.
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