Lack of wisdom is one problem — another, potentially, is a shift toward greater "generation warfare," in which the young are perpetually trying to lock their particular birth-band into some semblance of long-run safety before their votes become the equivalent of monopoly money
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One-off college debt forgiveness is probably a decent example for one cohort, maybe very generous home-buying tax perks for another *slightly* older set. You wouldn't care to mess with constitutional amendments because frankly it's in your best interests for the benefit to expire
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