Vijay Shekhar
There are no charges of using Paytm wallet. In fact we pay for CC/CC payment network fee so that you get full amount!
Our RBI licence doesn't allow any interest earning or other use of this money in ur wallet. Kept in a nationalised bank escrow on ur behalf.
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@vijayshekhar You should become a payment bank sir. You're probably signing the application forms right now :) -
@vijayshekhar Constraints for you as business. Doesn't really address customer concern. -
@taparam Whats concern here? We took cost of loading wallet and offered you fully usable balance in wallet ! -
@vijayshekhar Banks+CC do the same while not locking up my money + earning interest. OK for truly micro-payments but not for bigger amounts.
Deepak Shenoy
Param Arunachalam