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I must have unusually principled clients. In 100 invoices I've only had to write off 1, and only had past-due delays on ~4. Most pay early Apparently this is not the norm. Looks like sending an invoice is like spinning a roulette wheel for many freelancers and indie consultants.
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In my experience, major difference is between inbound and outbound clients. Clients who find me naturally and had read a decent amount of my writing are very reliable. When I used to do a lot of outbound, that was not so much the case.
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