Dammit. TIL that most small banks/credit unions in the US don't have SWIFT codes.
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To receive intl. wire transfer, it seems you have to SWIFT it to the foreign bank's local correspondent bank, and then ACH it domestically
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I painfully discovered this when I had a French roommate once who couldn't understand why I didn't know what SWIFT was
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I've used SWIFT for years on my business bank account, but only just realized most personal banking instis don't support it :/

