cc @hoffmang
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The short answer about taking so long is the underlying payment infrastructure was never designed for it
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Spoiled by packaged software.
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I see a downside. Who wants to pay forever?
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I mean literally taxpayer funded like roads
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Because stripe offers recurring doesn’t mean it works well for a business. Card breakage is hard
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And Visa et. al. have done almost nothing to improve the problem. 1
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Each data breach destroys how many future subscriptions? 2
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It’s always been there, it’s just been way too expensive due to a host of issues
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