7/ The conceit of neoliberalism is that 19-year-olds can place error-free 40-year bets and deserve only debt-funding, bearing all the risk
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8/ The conceit of progressivism is that education choices are human-dignity affirmations for which societies should shoulder all risk
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9/ What when this thing melts down? Neoliberals will want the banks bailed out and the debtors abandoned. Progressives will want a jubilee.
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10/ Post-secondary education should be managed as equity rather than debt, with risk distributed across individuals, institutions, society
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11/ Every human should be considered a startup of unknown future economic value at 14, not a priori a net asset or liability in NPV terms
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12/ This will of course be wrong at the margins. Prior odds for/against certain people becoming net assets/liabilities may be huge
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13/ Safety net should be designed with "good" failure in mind for 10-15 trial-and-error pivot opps btwn 14-30. Current: all failure is bad
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14/ Biggest point of contention in system design: is "dignity" (as opposed to food, shelter, healthcare) a safety net variable?
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15/ Pointless humiliation (being paternalistically given "food" stamps instead of cash to buy "vegetables" like pizza) should be avoided...
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16/ But it's a big leap from abandoning designed-by-cronyism-for-cronyism safety nets in favor of cash to thinking UBI can "solve" dignity
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18/ If only other art historians think you're valuable, or only other Ruby programmers think you are valuable, that's not enough
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19/ If you can't validate you value to the whole society that invests in you through support of a diverse, representative subset...
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Why are you looking at edu spending as "investment" rather than simply as sharing, an ancient human practice and value?
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If you have to put a 21c spin on it, see "sharing economy" and "open source." Giving away code has been net benefit to whole planet.

