As you age, revenues and costs of life both go up. Amounts that seem life-changing at 18-22 seem like they'd barely cause a ripple at 40
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Of course you could argue that with creativity, you can steer as much with 100k as with 300k or 3mm, but creativity isn't easy to increase
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(Carol Dweck/growth mindset notwithstanding, you can't mindset-change your way trivially to doing 300k moves with 30k)
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