Conversation

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'[FTC], which examined 5,000 portfolios of debt purchased by the nation’s largest debt buyers, found that only 12 % included documentation"
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Sometimes it seems like people should have to pass a licensing test on compound interest and basic contract law or be restricted to layaway
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I suspect if we dropped licensing for driving privileges, and introduced it for accessing consumer credit, lives would be saved, net.
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To 1st order, writing contracts in Legalese instead of English is effectively a deceptive business practice w.r.t 90% of "literate" adults.
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first time I paid the minimum CC bill, they doubled my credit limit. I immediately closed the acct and haven't had one since.
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