This looks like debt peonage in spirit, if not letterhttp://www.nytimes.com/2015/12/23/business/dealbook/sued-over-old-debt-and-blocked-from-suing-back.html …
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To 1st order, writing contracts in Legalese instead of English is effectively a deceptive business practice w.r.t 90% of "literate" adults.
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If the service you offer legitimately requires Legalese rather than English to adequately manage risk, it's too complex for most to buy
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