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In developed economies the three things that used to be worth taking on consumer debt for: education, car and home, defined the middle class
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None of the 3 is worth the debt anymore. Especially with rising deflation risk. There is no middle class without lifespan-scale debt.
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.@eqdw I think guilds 2.0. are a pervasive expectation/hope that is false. Humans as a Service doesn't work above bottom 2 layers of Maslow
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.@eqdw In terms of Drucker parable, 90% of creative class wants to be cathedral builders, not stonecutters. But are often in denial about it
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