Something seems off about the safer cars = less insurance thesis, nothing is ever that simple.
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Well it could hardly be the reverse and it seems unlikely to be constant...
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it could be the reverse...hidden Jevon's paradox for example
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i think the biggest question (that still hasn't been addressed?) is that of liability .. in case of accident ..who takes the liability?
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trust your day is going smooth, remember your $3 promise
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why? Lower expected and actual expenditures result in lower premium because of lower risk.
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Insurance industry loves its antitrust exemption. They're still prohibited from outright oligopolistic collusion, but not consolidation
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should be able to compete on lower premiums as claims decrease? Also wonder if manufacturers become liable for AI errors?
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They'll have less leverage against major corporations operating fleets of robo cars. Google knows its exact safety record and risk.
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"Insurance data for vehicles with front crash prevention systems consistently show lower rates of claims" iihs.org/iihs/sr/status
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