Community banks and credit unions drowning under IT project management load. ht V. Joseph. crnrstone.com/_pdf/white-pap
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unloved prediction: this goes away as open source solutions scale up and IT mgrs realize vendors don't suck.
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on the face, it's a whole lot of addt'l IT for marginal gain if you're a small FI; I posit there are o/s alts to building all in house
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The point of the report is that most small FIs *don't* roll their own but face vendor management problems.
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can't prove, but lots of process automation happening in this space, a lot not in house. Those become vendors (and some become open)

