Idea: wabi-sabi insurance corp. Premiums based on restoration to stable aging (depreciation) path rather than pristine condition.
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This shape of idea has been implemented in the car rental business & works very well.
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. Interesting, I guess because of scale car-rental companies can aggregate a wabi-sabi curve across fleet. Individuals cannot.
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Maybe...these tend to be one-location, small-fleet operations, but that's still a larger fleet than non-Jay-Leno individuals.
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I think this is covered: financial-ombudsman.org.uk/publications/o Maybe eBay could find/replace 'as is' for significantly cheaper premium?
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