Why isn't IRA contribution limit 18k+5.5k=23.5k for self-employed to match IRA+401(k) limit of paycheckers? Anti-small-biz laws annoy me. 😡
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If you don't have salaried employees, you might want to check out a solo 401K. It's an option I'm contemplating.
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oh neat, I don't know why this didn't come up when I looked before. I only found SEP-IRA etc
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Forget where I found it recently, but for a long time, I didn't know about it and shared your frustration with the weak IRA option.
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