The UX of direct cash giving is that it preserves dignity of recipient. Backend justification is that it is antifragile to donor ignorance
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The cases where you can beat cash (deworming) all seem to be in areas where there are missing institutions (primary healthcare in this case)
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usually it's the other way around - direct wins because non-cash chain is klepto/lossy.
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No I mean when klepto would steal cash, guns are better
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