Issue with 2FA is that it conflates routine authentication, defenses against hacking, and catastrophic recovery (device loss, death, disability). It’s like the FBI+CIA+FEMA holding your spare house key. Every little thing triggers worst case responses and anxieties.
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And password workflows are like a choice between Weirdly Unnecessary Memory Olympics and single-point failure password managers.
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Yup, I've not enabled it because I don't trust the failure modes, lose my phone, do I have backup codes, do I remember where they are, can I get to them? Or does it mean a new identity, and starting over on literally everything?




