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Strong pref for authenticator. Unfortunately most services in India force you to use phone number login which is unsafe and cumbersome
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I’m a consultant with many active clients. Typical day: Google Authenticator, Microsoft Authenticator, PingID, Duo, SMS, Apple 2FA where it shows a code on one of your devices, Okta Verify
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My brain got very good at mentally phonetically repeating the 6 digits before I completely forget them by the time I look up from my phone. A cursed interface.