Sharing for the dark pattern/fraud angle, not the political angle.
“Several bank representatives who fielded fraud claims directly from consumers estimated that WinRed cases, at their peak, represented as much as 1 to 3 percent of their workload. nytimes.com/2021/04/03/us/
Conversation
“Second pre-filled checkbox” introduced in June. There’s a month-long sharp ramp in refunds, so alert people must have noticed. Smaller ramp after a month so that’s people noticing in monthly statements? Wonder how many never noticed at all or didn’t bother contesting?
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Wonder how the “cooling the mark out” phase unfolded. Unlike the regular credit card fraud, here the targets were marks in the sense they they thought they were in on a larger grift/hustle to own the libs or something.
infofranpro.wikidot.com/19520101-on-co
