most financial advice is trash because it's generalized
ᵇᵘʸ ᵇᶦᵗᶜᵒᶦⁿ
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another way of asking this question is somewhere along the lines of “what index fund in particular would you recommend”
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Replying to @niftynei
Generalized advice is noble, low-fees, and low moral hazard. Personalized advice is a commissions scam
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resist the scammy side Luke
ᶦⁿᵈᵉˣ ᶠᵘⁿᵈˢ