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they have a 15 minutes deadline, even for stablecoin (????) i tried BTC at first, but sending from exchange wallet there is the withdraw delay + confirmation time, making it impossible to meet the deadline. i tried BCH, couldn't figure whether BCHSV or BCHABC... etc.
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if i were to use ETH, considering exchange delay, i have to first withdraw to metamask, THEN bitpay. that's $14 just in tx fees. the whole experience is absurd.