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I think we’ve hit peak passive investing. It still will be a good, low cost strategy for many, but this whole crisis is demonstrating that investing still requires discernment and assessing risk tolerance. Throwing money blindly at stonks always ends in tears...
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Strongly disagree on forced part. More like culturally prevalent and marketed extremely. They will always advertise alcohol and it is a social thing to do. Still it is an optional thing. Some people drink some don’t.