Stripe capital loan terms are interesting. I'm being offered up to 10k at fixed fees that seem to be just short of 10%, so much cheaper than payday loans. Repayment as fixed fraction of sales between 9-18% (which I initially misread as the interest rate)
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I don't know if this is a new product or I'm just receiving an offer now because I now have a relatively steady processing volume baseload due to my newsletter, plus spikes from consulting invoices.
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A dollar of stable cash flow is worth two dollars of unstable cash flow it seems, as far as cost of capital goes.
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Hmm, I've just been thinking about doubling down on newsletter type things that increase cash flow stability. Hadn't thought of this as a potential payoff. That goes into the pros column now.
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