An evolution that would be really good for the gig economy would be the evolution of decent risk-pooling models. The kind described in “portfolios of the poor” but higher ticket price.
The group deliberates and decides whose emergency is most urgent. You’re thinking like an American here: assuming impersonal schemes at scale. These schemes are meant for small, personal scale. We’re talking 12 people who know each other and want to form a mutual safety net.
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