An evolution that would be really good for the gig economy would be the evolution of decent risk-pooling models. The kind described in “portfolios of the poor” but higher ticket price.
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Where does the payout come from if not a central account? Do all participants split thr payout and send a transaction each?
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The other 11 simply send $100 to the 12th person each month. On Venmo or whatever.
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Chit fund? They have gotten abusive to the point of being regulated....
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