Conversation

The term vetocracy is from polisci, but the idea is interesting to apply to personal life. There are a number of veto players in your life, which mostly stay quiet, but sometimes activate. Like a car breakdown, which can veto life activities until fixed.
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Poor people have a lot more veto players in their lives, because they have less redundancy and fewer things outsourced to make them Other People's Problems. But all people, rich or poor, share some veto players. Like everything to do with personal health for instance.