In Bill Janeway’s theory of VC, startups need more cash and control during uncertainty (run fat in bad times). For individuals in the Great Weirding that probably means 2x short-term savings (6mo instead of 3mo financial planners recommend) and a side hustle for 1.5x control. 
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Flex hours are practically table stakes now :D Geography is not quite as flexible as you might think when you're married and depend on a single broad economic sector (tech in my case). Time/space can be arbitraged a lot in your 20s/30s, especially when single, but leverage fades
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