Conversation

Having reasonable and defensible views of frugality and extravagance is impossible until you first value yourself in reasonable ways
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Also extremely hard to have those conversations with people who aren’t not ~exactly as “wealthy” as you. My frugal is your luxury and their “not worth it”.
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Sure, but it’s hard to have this conversation 1:1 with someone who has a different income level without either sounding like an asshole or a loser.
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