Of course, it's much worse if you're in a volume business. 10k earned via 1000 $10 sales is $590, so about $300 more. The $0.30 per-tx fee really adds up in volume ops.
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you could charge the client for the ability to pay with credit card. many won't blink.
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I find it easier to simply absorb the costs and set an appropriately higher base rate
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Gravity Payments has reached out to me previously; do you know if they are worth a second look as a viable option to Stripe?
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No I haven't looked at their pricing structure. But I don't think they have the extensive integrations with lots of online services Stripe does. Most services I use, Paypal and Stripe are the only options.
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So sorry for any surprises here! We do offer ACH payments, which have a much lower fee:https://stripe.com/pricing/local-payment-methods …
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It gets worse when you have to convert into a different currency. Not Stripe; bank transfers. Don't have the exact numbers, but used to be around 4-5% for my USD invoices.
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