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I also dislike this rule. Makes more sense to put it afterwords imo. Also, I didn't think it was a "rule".
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I'm a programmer. In programs, these placements of the punctuation mark mean *completely* different things and I feel it in writing as well. When the punctuation belongs to the quoted text, I put it inside. When it belongs to the surrounding context, I put it outside.
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I violate it rather systematically. That is, I "do what makes sense", which usually conflicts with the rule, which demands inserting into quotations punctuation which has no part in what is quoted.
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