Money is a zero-sum motivator. If you want $100, and make a plan to earn it, but then find a $20 bill, you’ll probably sandbag your effort and only make $80. So you either have to want way more $ in a given time than you could rationally plan to earn or find a different motive.
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This is a function of stress so amount varies. Stress of late night transportation when tired: $50 Stress of family emergency travel spending: $5000
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