Have you ever had the "whole life flashing before my eyes" experience (not necessarily in a near-death situation; there are other triggers), and if so did you have a sense of time slowing to a crawl, nearly stopping?
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I have had the latter, but not the former. I slipped and fell while hiking, and the ~0.7 seconds it took to hit the ground lasted forever.
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Yeah the anxiety/panic dilation effect is well documented. David Eagleman did some clever experiments with theme park drop tower rides to demonstrate that (those falling estimated the fall time to be significantly longer than ground observers)

