Money is a zero-sum motivator. If you want $100, and make a plan to earn it, but then find a $20 bill, you’ll probably sandbag your effort and only make $80. So you either have to want way more $ in a given time than you could rationally plan to earn or find a different motive.
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If you don’t like the idea of being homeless, your rent amount is your give-a-fuck limit. If you don’t mind living out of your car, your parking+groceries bill might be it.
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Another idea: your fuck-it limit is the $ you’re willing to throw at a problem to make it go away without thinking about it. It’s a function of stress you associate with having to navigate a cheaper option. As in, “fuck it, I’ll just Uber it rather than figure out the bus”
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This is a function of stress so amount varies. Stress of late night transportation when tired: $50 Stress of family emergency travel spending: $5000
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End of conversation
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