Your “wants” in dollar terms are limited to what you’ll actually put out positive effort to earn. That’s generally far less than you think you’d like to have to be happy. What’s the lower limit below which you’ll actually get off your ass? It’s the give-a-fuck amount.
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If you don’t like the idea of being homeless, your rent amount is your give-a-fuck limit. If you don’t mind living out of your car, your parking+groceries bill might be it.
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Another idea: your fuck-it limit is the $ you’re willing to throw at a problem to make it go away without thinking about it. It’s a function of stress you associate with having to navigate a cheaper option. As in, “fuck it, I’ll just Uber it rather than figure out the bus”
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This is a function of stress so amount varies. Stress of late night transportation when tired: $50 Stress of family emergency travel spending: $5000
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