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One of the problems with PayPal is that there’s really no way to signal professionalism and business-like competence even if you want to. Everybody looks like a shady scammer on PayPal. The thing has a brand identity crisis. Venmo is headed down the same road.
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Taking a note from turn key e-commerce technology justifications I came across - letting people mess with their payment screen could wreck transaction confidence more than a brand-less one.