I think you can count yourself as truly rich when you can start treating money as mainly a flow. The stock-like aspect becomes more a way to keep score in wealth competitions. Hmm. Competitive Wealthing as an Olympic sport.
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It’s not 50k net worth. It’s 50k liquid reserves that are easily replenished after say 3-sigma volatility spikes. If it’s 50k in home equity or 401k it doesn’t count. If it’s 50k available credit on cards it doesn’t count.
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