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If your plans can be derailed in a bad way by a lottery win, they’re probably bad plans. Good plans have a positive response to good luck. Good sniff test: would this still be worth doing and possibly get done better/faster/easier if you won the lottery tomorrow?
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I'm having trouble imagining the kind of a plan that could be derailed like that. Something like "screwing your ex out of alimony payments by staying poor and unemployed"?