Most modern institutions are designed to be navigated by individuals but most humans actually navigate institutional landscapes in packs of 2-15. Making institutions ‘impersonal’ is hard because of this unit size impedance mismatch
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For other kinds of packs (group of dining friends, business colleagues on a work trip together, etc) it's a mess
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I was shocked to discover the other day that Venmo doesn't support 2 different users tying to the same bank account!
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Yeah that sort of thing really annoys me. Amazon is one of the better majors since they allow sharing of Prime accounts at a household level.
End of conversation
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