Skip to content
By using Twitter’s services you agree to our Cookies Use. We and our partners operate globally and use cookies, including for analytics, personalisation, and ads.
  • Home Home Home, current page.
  • About

Saved searches

  • Remove
  • In this conversation
    Verified accountProtected Tweets @
Suggested users
  • Verified accountProtected Tweets @
  • Verified accountProtected Tweets @
  • Language: English
    • Bahasa Indonesia
    • Bahasa Melayu
    • Català
    • Čeština
    • Dansk
    • Deutsch
    • English UK
    • Español
    • Filipino
    • Français
    • Hrvatski
    • Italiano
    • Magyar
    • Nederlands
    • Norsk
    • Polski
    • Português
    • Română
    • Slovenčina
    • Suomi
    • Svenska
    • Tiếng Việt
    • Türkçe
    • Ελληνικά
    • Български език
    • Русский
    • Српски
    • Українська мова
    • עִבְרִית
    • العربية
    • فارسی
    • मराठी
    • हिन्दी
    • বাংলা
    • ગુજરાતી
    • தமிழ்
    • ಕನ್ನಡ
    • ภาษาไทย
    • 한국어
    • 日本語
    • 简体中文
    • 繁體中文
  • Have an account? Log in
    Have an account?
    · Forgot password?

    New to Twitter?
    Sign up
thijsniks's profile
Thijs Niks
Thijs Niks
Thijs Niks
@thijsniks

Tweets

Thijs Niks

@thijsniks

Product Manager for ☎️ at @WhatsApp / ❤️ retweets

San Francisco, CA
thijs.niks.nu
Joined February 2009

Tweets

  • © 2021 Twitter
  • About
  • Help Center
  • Terms
  • Privacy policy
  • Cookies
  • Ads info
Dismiss
Previous
Next

Go to a person's profile

Saved searches

  • Remove
  • In this conversation
    Verified accountProtected Tweets @
Suggested users
  • Verified accountProtected Tweets @
  • Verified accountProtected Tweets @

Promote this Tweet

Block

  • Tweet with a location

    You can add location information to your Tweets, such as your city or precise location, from the web and via third-party applications. You always have the option to delete your Tweet location history. Learn more

    Your lists

    Create a new list


    Under 100 characters, optional

    Privacy

    Copy link to Tweet

    Embed this Tweet

    Embed this Video

    Add this Tweet to your website by copying the code below. Learn more

    Add this video to your website by copying the code below. Learn more

    Hmm, there was a problem reaching the server.

    By embedding Twitter content in your website or app, you are agreeing to the Twitter Developer Agreement and Developer Policy.

    Preview

    Why you're seeing this ad

    Log in to Twitter

    · Forgot password?
    Don't have an account? Sign up »

    Sign up for Twitter

    Not on Twitter? Sign up, tune into the things you care about, and get updates as they happen.

    Sign up
    Have an account? Log in »

    Two-way (sending and receiving) short codes:

    Country Code For customers of
    United States 40404 (any)
    Canada 21212 (any)
    United Kingdom 86444 Vodafone, Orange, 3, O2
    Brazil 40404 Nextel, TIM
    Haiti 40404 Digicel, Voila
    Ireland 51210 Vodafone, O2
    India 53000 Bharti Airtel, Videocon, Reliance
    Indonesia 89887 AXIS, 3, Telkomsel, Indosat, XL Axiata
    Italy 4880804 Wind
    3424486444 Vodafone
    » See SMS short codes for other countries

    Confirmation

     

    Welcome home!

    This timeline is where you’ll spend most of your time, getting instant updates about what matters to you.

    Tweets not working for you?

    Hover over the profile pic and click the Following button to unfollow any account.

    Say a lot with a little

    When you see a Tweet you love, tap the heart — it lets the person who wrote it know you shared the love.

    Spread the word

    The fastest way to share someone else’s Tweet with your followers is with a Retweet. Tap the icon to send it instantly.

    Join the conversation

    Add your thoughts about any Tweet with a Reply. Find a topic you’re passionate about, and jump right in.

    Learn the latest

    Get instant insight into what people are talking about now.

    Get more of what you love

    Follow more accounts to get instant updates about topics you care about.

    Find what's happening

    See the latest conversations about any topic instantly.

    Never miss a Moment

    Catch up instantly on the best stories happening as they unfold.

    1. Owen Williams  ⚡‏Verified account @ow 21 Feb 2018

      3/ All cards are contactless equipped! Unfortunately, the limit is hard-set at 25 euro, and if you exceed it, the transaction will fail, then they have to set it up for pin 😢💀

      7 replies 0 retweets 7 likes
      Show this thread
    2. Owen Williams  ⚡‏Verified account @ow 21 Feb 2018

      4/ If you want to pay online, you have to use iDEAL, a mess of a "secure" way to pay with the same card. That means using a calculator 2FA at most banks, and being locked out of the international market (Holy wow, Amazon is so much cheaper than local)pic.twitter.com/8lkC594jeN

      5 replies 1 retweet 7 likes
      Show this thread
    3. Owen Williams  ⚡‏Verified account @ow 21 Feb 2018

      5/ It's OK though, the banks have credit cards! But they're REALLY SCARED YOU MIGHT GET IN DEBT so your limit will be insultingly low. Probably not enough to do much with it — and it can't be reloaded when you fancy. This guy is slathered all over 'em:pic.twitter.com/wm1XgF4y0H

      7 replies 0 retweets 7 likes
      Show this thread
    4. Owen Williams  ⚡‏Verified account @ow 21 Feb 2018

      6/ There's one Dutch bank startup, Bunq, which looked promising but ended up what you would build if you'd heard of credit cards but never really used one (e.g each credit card payment requires manual(!) approval)pic.twitter.com/3mp4ZG6cjV

      1 reply 0 retweets 8 likes
      Show this thread
    5. Owen Williams  ⚡‏Verified account @ow 21 Feb 2018

      6/ I've been here three years and I pay online on my NZ credit card mostly because it's easier than paying locally. Seems people think the system is fine, so nobody's really pushing for innovation + nobody understands the actual upside of credit cards (insurance, whee!)

      3 replies 1 retweet 11 likes
      Show this thread
    6. Owen Williams  ⚡‏Verified account @ow 21 Feb 2018

      7/ 100% understand trying to dodge the Visa/Mastercard fees/being debt averse but the payment landscape is super backwards as a result. Folks don't see the upsides, nor the cheaper stuff in neighboring countries, because they're locked in.

      3 replies 1 retweet 9 likes
      Show this thread
    7. Thijs Niks‏ @thijsniks 21 Feb 2018
      Replying to @ow

      It’s more the regulated transaction fees http://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex%3A32015R0751 … and interest rates https://www.rijksoverheid.nl/onderwerpen/bescherming-van-consumenten/vraag-en-antwoord/wat-is-kredietvergoeding-en-wat-is-het-maximale-kredietvergoedingspercentage … Dutch households are certainly not debt-averse https://data.oecd.org/hha/household-debt.htm …pic.twitter.com/VJWRfrQ9lf

      1 reply 0 retweets 0 likes
    8. Owen Williams  ⚡‏Verified account @ow 21 Feb 2018
      Replying to @thijsniks

      Ha! I knew about the house debt but _damnnnn_. I think credit cards have another stigma on them, like they'll be instantly stolen or something

      1 reply 0 retweets 0 likes
    9. Thijs Niks‏ @thijsniks 21 Feb 2018
      Replying to @ow

      I don’t think security concerns are necessarily top of mind. Regulation often shapes a culture: Transaction fees are low, so offering credit cards is not profitable, and therefore nobody will get one — which makes them unknown and weird to have

      3 replies 0 retweets 0 likes
    10. Owen Williams  ⚡‏Verified account @ow 21 Feb 2018
      Replying to @thijsniks

      I dunno about that. Every time I've been out somewhere and even _mention_ i have a credit card I get the ORLY U DIDN'T GET SKIMMED ALREADY? talk

      1 reply 0 retweets 0 likes
      Thijs Niks‏ @thijsniks 21 Feb 2018
      Replying to @ow

      Interesting. Has never happened to me, but then again, I also don’t talk to people 🤷‍♂️

      3:14 PM - 21 Feb 2018
      0 replies 0 retweets 0 likes

      Loading seems to be taking a while.

      Twitter may be over capacity or experiencing a momentary hiccup. Try again or visit Twitter Status for more information.

        Promoted Tweet

        false

        • © 2021 Twitter
        • About
        • Help Center
        • Terms
        • Privacy policy
        • Cookies
        • Ads info