1/ [over generalization] The Netherlands is fundamentally terrified of credit cards, so the system here is predicated around Maestro, a type of local-only card that you need a BSN (social security number) to get. It's 'modern' but incredibly insular.
I don’t think security concerns are necessarily top of mind. Regulation often shapes a culture: Transaction fees are low, so offering credit cards is not profitable, and therefore nobody will get one — which makes them unknown and weird to have
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I dunno about that. Every time I've been out somewhere and even _mention_ i have a credit card I get the ORLY U DIDN'T GET SKIMMED ALREADY? talk
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Interesting. Has never happened to me, but then again, I also don’t talk to people
End of conversation
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but also, I can see why that would be an issue
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also i love this debate
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